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Why buy property in Spain?

Spain has much to offer the weather weary residents of its northern European neighbours. It's little wonder over the past 20 years or more, increasing numbers of people have been selling up and moving to a land free of smog, to a land where black ice and fog and days of endless rain are unheard of.

Thousands each year are relocating to this truly cosmopolitan part of the world where one never feels like a foreigner and the sun shines 320 days a year.

Preliminary considerations

The decision to buying a property in Spain is something very personal and it depends on multitude of factors.

It is very important, before jumping in with both feet, to consider seriously what you hope to achieve, and when you hope to achieve it. Don't start looking until you know what you are looking for, and until you are ready to go ahead. A little forward planning will give you a clearer idea of what you want, where you want it, and what you can afford. It will also save you an awful lot of time and wasted effort. Ask yourself the following questions:

Where? -What? -When? - Wealth?

WHERE - Deciding on the location.
It is a good idea to take time to explore the region before deciding to buy. Take a couple of weeks holiday and try and get to know what it's like out of season when the tourists have left.
In July and August the beaches are full, and so are the car parks, wall-to-wall people, hustle and bustle, and its usually very hot. Try it in the winter or spring time and discover what living in Spain is really all about.
Do you want to be in the town, just on the edge of town or away from it all in the countryside?

WHAT- deciding the type of property
Establish as far as possible exactly what you are looking for. Is it a holiday apartment, a detached villa, a link house, a new property or a second hand property? Will you live permanently or will you rent? Do you need a swimming pool? How many bedrooms do you need? Etc. etc.

WHEN - Deciding time scales
If you plan to buy your property within the next six months then now is the time to start looking. If its going to be more than six months, concentrate on finding the best general area rather than seek out individual properties. If you're not ready to buy then don't waste your own and others time by looking until you are.

WEALTH - Calculating the budget.
It is pretty obvious you need to know how much you have to spend, and how much you can afford. Whether or not you need to arrange a mortgage. If this is likely to be a requirement then it would be wise to arrange this, at least in principle before you go too far.
It is also worth familiarising yourself with the property market in general as far as you can to get a feel for the prices. £100,000 might buy a nice three-bedroom villa in one region, whilst in another you might need twice that amount for a similar property. Bear in mind also that in your budget you should allow for Taxes, Legal and Notary fees, which can amount to quite a significant figure maybe as much as 8% of the purchase price, depending upon the sale value the property is declared as being worth in the title deeds or Notarised public document known as the escritura.


When you have considered carefully all the points described above you should be confidently able to complete the essential elements of the preliminary plan:
EG.

WHERE:1st Choice Calpe
2nd Choice Altea
3rd Choice Javea
WHAT:2/3 Bedroom villa with pool with sea view
WHEN:Ready to move in June
WEALTH:

Maximum price 200,000€

OTHER REQUIREMENTS
  • -Near to shops,
    · Close to the Pub.
    · Must be in a quiet area,
    · Must have double garage, one for the  Jag and the other for the Jeep.
    · Not too many steps for John's bad knees,
    Etc etc.

 

 

Spanish Cities and Towns

Once you have selected your preferred region of Spain read up on some of the towns and cities to narrow your choice for a property purchase. The most popular of these are described in the following pages.

Alicante, Almeria, Altea, Andalusia, Aspe, Barcelona, Baza, Benalmadena, Benidorm, Benitachell, Blanes, Calpe, Cartegena, Castilla la Macha, Catalonia, Crevillent, Denia, Elche, Estepona, Fuengirola, Granada, Guadix, La Romana, La Vega Baja, Lorca, Malaga, Mar Menor, Marbella, Mazarron, Mijas, Murcia, Nerja, Orihuela, Puerto Banus, Quesada, Salinas, Salou, Sitges, Sotogrande, Spanish regions, Tabarca, Taberno, Tarragona, Torremolinos, Torrevieja, Tossa del Mar, Valencia, Valencian Community, Zurgena

 

 

 

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